Credit card is a new method of payment that can be used if you only have limited cash or budget. People do not need to walk around carrying large amount of money if they want to buy something. All the cost expensed with credit card will be covered by the credit card company and in the end of the month they will send you bill. The other benefit of credit card is the payment to the credit card company can be installed, so you can manage your money for other expense.
To be able to get credit card, you will need to be surveyed by the credit card company to determine whether you can afford to pay the credit, and if you are determined able to pay the credit, they will decide how much is the maximum amount you can have with your credit card in one month. Although it seems very easy to use credit card, some people are not be able to pay the bill and will damage their credit report. If you dont want to such thing happen to you, maybe you can try to have debit card with you rather than credit card.
The other method of payment is debit card. Debit card is the opposite of credit card. You will need to have saving account in related bank to be able to have debit card. The other difference is no survey needed. So, as long as you have the money on your saving account, your debit card can be used because the money expensed will be directly deducted from your saving account. You can choose which method you will use to make sure you can spend reasonable amount of money.
great stuff thx
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